Subaccount Performance Report
Nonstandardized
Insurance and Financial Services
 Flexible Premium Adjustable Survivorship Variable Life Insurance
Nationwide Life Insurance Company


The Prospectus sets forth concise information an investor should know about this variable product. Investors are encouraged to obtain a printed bound Prospectus from their Registered Representative or the Company. This Electronic Prospectus is not an offer to sell, or a solicitation of an offer to buy this product, nor shall it be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the laws, rules or regulations of the jurisdiction.


Survivor Options Elite as of 05/03/2024
The Alger American Fund
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Alger Small Cap Growth Portfolio - Class I-2 Shares412.2722-5.368.8313.34-13.382.57
AllianceBernstein Variable Products Series Fund, Inc.
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
AB VPS Discovery Value Portfolio - Class A650.9299-3.636.3821.691.347.23
AB VPS Relative Value Portfolio - Class A544.4632-2.949.3419.206.589.64
Allspring Variable Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
VT Discovery SMID Cap Growth Fund - Class 2296.8461-1.8911.6416.89N/AN/A
VT Opportunity Fund - Class 2537.0724-3.339.0723.82N/AN/A
VT Small Cap Growth Fund - Class 2465.9878-3.0811.608.04-10.443.92
Blackrock
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
BlackRock Global Allocation V.I. Fund - Class II238.1974-1.775.7810.73-1.185.48
Dreyfus Investment Portfolios
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
BNYMel Invmt SmCapStkIndx650.0873-2.161.5816.19-1.195.92
Dreyfus Stock Index Fund, Inc.
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
BNYMel Stock Index685.4770-2.2210.6826.007.5212.44
Dreyfus Variable Investment Fund
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
BNYMel VIF Oppr Small Cap335.8724-2.08-0.199.05-4.564.02
Federated Insurance Series
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Federated Hermes Managed Volatility Fund II - Primary Shares121.7852-2.636.4210.611.143.75
Federated Hermes Quality Bond Fund II - Primary Shares177.85460.040.031.89-2.040.82
Fidelity Variable Insurance Products
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
VIP Asset Manager Portfolio - Initial Class530.4923-0.873.998.960.415.20
VIP Equity-Income Portfolio - Initial Class1068.5355-1.598.0517.246.109.73
VIP Freedom Fund 2010 Portfolio - Service Class232.2809-0.412.145.00-1.013.25
VIP Freedom Fund 2020 Portfolio - Service Class272.3033-0.704.148.52-0.104.95
VIP Freedom Fund 2030 Portfolio - Service Class319.1319-0.885.6811.530.806.40
VIP Growth Portfolio - Initial Class1881.9606-1.8917.7740.018.9717.18
VIP High Income Portfolio - Initial Class341.18440.152.048.570.121.74
VIP High Income Portfolio: Initial Class R (1)152.89480.000.000.000.000.00
VIP Investment Grade Bond Portfolio - Initial Class308.3360-0.61-0.95-0.67-3.390.12
VIP Mid Cap Portfolio - Service Class821.7782-2.9611.9622.243.829.55
VIP Energy Portfolio - Service Class 2 (1)281.8067-2.2214.7225.8628.6912.19
VIP Overseas Portfolio - Initial Class417.4681-2.068.7510.911.346.99
VIP Overseas Portfolio - Initial Class R (1)179.01600.000.000.000.000.00
VIP Value Strategies Portfolio - Service Class675.8607-4.117.9725.496.8912.12
Franklin Templeton Variable Insurance Products Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Franklin Allocation VIP Fund: Class 2195.3169-1.625.1410.711.005.03
Franklin Small Cap Value VIP Fund: Class 1633.6056-2.523.9216.240.367.26
Templeton Developing Markets VIP Fund: Class 3 (1)173.86800.000.000.000.000.00
Templeton Foreign VIP Fund: Class 1 (2)299.36792.553.2115.213.173.85
Templeton Global Bond VIP Fund: Class 280.5439-1.30-4.35-5.54-4.44-4.80
Templeton Global Bond VIP Fund: Class 3 (1),(2)195.30480.000.000.000.000.00
Invesco Investments
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Invesco V.I. American Franchise Fund: Series I422.2814-2.9517.1939.313.4113.06
Invesco V.I. Discovery Mid Cap Growth Fund - Series I148.9464-3.6017.3321.73-1.73N/A
Invesco V.I. Global Fund - Series I545.1157-2.3713.5427.521.839.03
Invesco V.I. Global Strategic Income Fund - Series I107.7191-0.07-0.183.37-2.62-0.67
Invesco V.I. Main Street Small Cap Fund - Series I735.4153-2.386.2020.971.059.21
Janus Henderson VIT
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Global Technology Portfolio - Service II Shares (1)173.25480.000.000.000.000.00
JAS Janus Henderson Balanced Portfolio - Service Shares463.5606-1.637.0013.202.847.27
JAS Janus Henderson Forty Portfolio - Service Shares901.6808-2.6813.9635.453.6713.35
JAS Janus Henderson Overseas Portfolio - Service Shares (2)369.69700.079.009.833.348.83
JAS Janus Henderson VIT Global Technology and Innovation Portfolio - Service Shares (2)1135.0963-2.7319.0946.785.7816.09
Overseas Portfolio - Service II Shares (1)219.83520.000.000.000.000.00
Lincoln Variable Insurance Products Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
LVIP American Century Disciplined Core Value Fund - Standard Class II99.7884N/AN/AN/AN/AN/A
LVIP American Century Inflation Protection Fund - Service Class100.7053N/AN/AN/AN/AN/A
LVIP American Century Mid Cap Value Fund - Standard Class II100.2472N/AN/AN/AN/AN/A
MFS® Variable Insurance Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
MFS Massachusetts Investors Growth Stock Portfolio: Initial Class287.7912-2.528.7720.565.5112.25
MFS® Value Series - Initial Class586.3134-2.847.6714.794.688.15
Morgan Stanley Variable Insurance Fund, Inc.
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Emerging Markets Debt Portfolio - Class I254.4391-0.764.5513.77-2.65-0.11
U.S. Real Estate Portfolio - Class I384.6473-3.71-3.044.19-2.35-1.97
Nationwide Variable Insurance Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
NVIT BNY Mellon Core Plus Bond Fund - Class I152.2869-0.58-0.690.75-3.390.22
NVIT AQR Large Cap Defensive Style Fund - Class IV1066.0196-2.256.9310.304.888.51
NVIT NS Partners International Focused Growth Fund - Class I137.6038-2.617.776.92-13.093.35
NVIT American Funds Asset Allocation Fund - Class II276.4901-2.317.0415.292.046.56
NVIT American Funds Bond Fund - Class II127.0778-0.62-1.20-2.12-4.13-0.34
NVIT American Funds Global Growth Fund - Class II388.8867-1.9711.8319.351.139.96
NVIT American Funds Growth Fund - Class II537.6246-3.4213.6634.124.5715.65
NVIT American Funds Growth-Income Fund - Class II348.6434-2.3211.1026.726.9510.66
NVIT Amundi Multi Sector Bond Fund - Class I217.57200.743.169.973.204.12
NVIT BlackRock Equity Dividend Fund - Class IV459.6080-1.306.7415.884.678.80
NVIT Blueprint(SM) Aggressive Fund - Class I258.6317-1.568.4220.764.328.46
NVIT Blueprint(SM) Balanced Fund - Class I195.5865-1.014.2011.171.044.56
NVIT Blueprint(SM) Capital Appreciation Fund - Class I228.8860-1.386.4615.862.466.48
NVIT Blueprint(SM) Conservative Fund - Class I150.8612-0.641.264.65-1.161.81
NVIT Blueprint(SM) Moderate Fund - Class I213.4825-1.195.3713.681.915.64
NVIT Blueprint(SM) Moderately Aggressive Fund - Class I243.9812-1.517.4018.123.447.54
NVIT Blueprint(SM) Moderately Conservative Fund - Class I181.2103-0.873.158.820.353.69
NVIT Columbia Overseas Value Fund - Class X142.38321.871.3610.082.85N/A
NVIT Core Bond Fund - Class I134.1693-0.51-1.28-1.60-4.56-1.16
NVIT Emerging Markets Fund-Class I338.64571.623.097.43-10.93-2.59
NVIT Federated High Income Bond Fund - Class I280.26300.111.038.270.322.55
NVIT Government Bond Fund - Class IV276.8423-0.71-1.24-2.27-4.29-1.33
NVIT Government Money Market Fund: Class IV168.75340.391.034.261.801.04
NVIT International Equity Fund: Class I157.58430.897.7019.324.116.98
NVIT International Equity Fund: Class II147.05290.827.8019.113.856.71
NVIT Invesco Small Cap Growth Fund - Class I500.8023-2.3811.8620.82-3.987.32
NVIT Investor Destinations Aggressive Fund - Class II434.4653-1.727.4017.351.576.56
NVIT Investor Destinations Balanced Fund-Class II224.7630-1.183.579.14-0.213.46
NVIT Investor Destinations Capital Appreciation Fund-Class II292.8625-1.515.4413.170.655.09
NVIT Investor Destinations Conservative Fund - Class II174.8882-0.700.772.97-1.850.91
NVIT Investor Destinations Moderate Fund - Class II300.1643-1.404.5811.000.144.19
NVIT Investor Destinations Moderately Aggressive Fund - Class II381.3721-1.526.3415.141.065.81
NVIT Investor Destinations Moderately Conservative Fund - Class II233.2641-0.922.436.82-0.892.57
NVIT BNY Mellon Dynamic U.S. Core Fund - Class I663.6173-2.3910.6224.365.7712.08
NVIT Jacobs Levy Large Cap Growth Fund: Class I585.8247-2.5813.6535.0115.8219.84
NVIT BNY Mellon Dynamic U.S. Equity Income - Class I492.1100-2.808.0316.157.7210.36
NVIT BNY Mellon Dynamic U.S. Equity Income - Class X177.6533-2.808.1016.327.85N/A
NVIT Mid Cap Index Fund - Class I712.5809-3.239.2820.152.708.61
NVIT Multi-Manager Large Cap Value Fund - Class I176.39840.000.000.000.00-1.04
NVIT Multi-Manager(SM) Small Cap Value Fund - Class IV481.8436-3.663.9818.871.996.54
NVIT Multi-Manager(SM) Small Company Fund - Class IV538.6040-3.136.5721.030.298.80
NVIT Jacobs Levy Large Cap Core Fund - Class I346.8062-2.9510.8428.706.3710.68
NVIT Calvert Equity Fund - Class II308.0005-2.835.5815.322.307.81
NVIT Real Estate Fund - Class I202.8140-4.68-0.865.63-1.822.50
NVIT S and P 500 Index Fund- Class IV1498.7025-2.2210.7726.107.5412.48
NVIT Victory Mid Cap Value Fund - Class II317.0267-3.326.3712.524.006.44
NVIT Wells Fargo Discovery Fund: Class I308.7077-1.8111.6417.27-8.295.24
Neuberger Berman Advisors Management Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
AMT Mid-Cap Growth Portfolio - Class S Shares210.0638-3.9916.0223.61-1.638.44
AMT Short Duration Bond Portfolio - Class I Shares185.09350.341.064.02-0.200.91
AMT Sustainable Equity Portfolio - Class I Shares649.9505-1.9013.2531.737.1412.52
PIMCO Variable Insurance Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
International Bond Portfolio (unhedged): Administrative Class107.0164-0.81-2.11-1.48-8.19-3.03
Low Duration Portfolio: Administrative Class122.53210.210.352.69-1.190.05
Putnam Variable Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Putnam VT International Equity Fund - Class 1B (2)294.53400.265.0310.721.376.10
Putnam VT Large Cap Growth Fund - Class IB331.1926-1.9314.1337.917.6915.06
Putnam VT Large Cap Value Fund - Class IB215.4036-1.2811.5626.349.9812.50
T. Rowe Price Equity Series, Inc.
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
T. Rowe Price Health Sciences Portfolio - Class II617.0628-2.685.573.97-0.558.59
VanEck VIP Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
VanEck VIP Emerging Markets Bond Fund - Initial Class262.6506-0.070.085.13-0.861.93
Emerging Markets Fund - Class R (1)256.97380.000.000.000.000.00
VanEck VIP Emerging Markets Fund - Initial Class364.62402.406.6216.75-9.16-0.95
VanEck VIP Global Resources Fund - Initial Class415.35751.612.939.062.958.33
Waddell and Reed
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Delaware Variable Insurance Portfolios - Asset Strategy: Class II239.5203-0.927.4013.732.286.12

(1) This Portfolio may assess a 1% Short-Term Trading Fee on transfers from the Subaccount within 60 days of allocation to the Subaccount.
Please refer to the prospectus for details.

(2) This Portfolio is not available to receive transfers or new premium.

The date ranges for the performance data are as follows: Current QTD (03/31/24 - 05/03/24), Previous Quarter (12/31/23 - 03/31/24), Previous 1 Year (05/03/23 - 05/03/24), Previous 3 Years (05/03/21 - 05/03/24), Previous 5 Years (05/03/19 - 05/03/24) .

n/a means not applicable.

The performance of the accounts is shown as a net rate of return which reflects the account's investment income and capital gains and losses, realized or unrealized, less investment management fees, and other fund operating expenses, and the mortality and expense risk charges. Performance does not reflect the Special Policy Account Value Credit or the effect of cost of insurance, policy expenses, and potential surrender charges which will vary with each policy and will reduce the performance figures above significantly. Please consult the hypothetical illustrations in the prospectus and a personalized illustration provided from your registered representative tailored for your particular circumstance. The relationship between the performance of the accounts and the actual percentage increase or decrease in policy benefits is not directly proportional. Please see a current prospectus for an explanation of the relationships and additional information. The first Survivor Options Elite policy was sold in November, 1999 .

The results shown represent past performance and should not be considered a representation of future performance or experience. Past performance does not guarantee future results. Investment return and principal value of an investment will fluctuate so that an investor's units/shares, when redeemed, may be worth more or less that their original cost. Current performance may be lower or higher than the performance data quoted. Please consider the fund's investment objectives, risks, and charges and expenses carefully before investing. Both the underlying fund prospectus and contract prospectus contain this and other information about the investment company. Prospectuses are available at www.nationwide.com or may be obtained through your Registered Representative. Read the prospectuses carefully before investing.

The performance data quoted represents past performance and should not be viewed as indicative of future returns. Investment returns and contract values will fluctuate so that your contract value when redeemed may be worth more or less than the amount invested.
Investments in international stocks are subject to additional risks, including currency fluctuations, foreign taxation, political risks, lower liquidity, differences in auditing and other financial reporting standards. Fund investments in higher-yielding, lower-rated debt instruments are subject to more credit risks. There is greater volatility inherent in investments that concentrate their investments in one economic sector.

Funds investing in stocks of small or emerging companies may have less liquidity than those investing in larger, established companies and may be subject to greater price volatility and risk than the overall stock market.

Funds that focus on real estate investing are sensitive to economic and business cycles, changing demographic patterns and government actions.

The Nationwide Investor Destinations Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Investor Destination Funds, you are indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds.
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Nationwide Life Insurance Company
Overnight Mail
Nationwide Insurance 1-LC-D4
PO Box 182928 1 Nationwide Plaza
Columbus, OH 43218 Columbus, Ohio
43215-2239

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Nationwide Home Page: http://www.nationwide.com.




NFW-2823AO.2 (04/15)